If you are a new-hire or become eligible for coverage due to a qualifying life event and enroll in the plan, benefits begin on the first day of the month following your event date. You have 30 calendar days starting from your event date to enroll and coverage begins on the first day of the month following your event date.
If you experience a qualifying life event during the year, you may add or drop dependents but you may not change the benefit plan level. You may change your plan level and drop/add dependents during open enrollment and the changes become effective on January 1.
If an employee terminates between the 1st – 15th of the month their medical coverage will terminate on the last day of the month in which their employment ends.
Example: Employee termination date is 4/8/2021, medical coverage will terminate on 4/30/2021.
If an employee terminates between the 16th – the last day of the month their coverage will terminate on the last day of the month following the month their employment ends.
Example: Employee terminates on 4/20/2021, medical coverage will terminate on 5/31/2021.