Disability Insurance

Summary

The Disability Income Plan of North Carolina (DIP-NC) is sponsored by the State of North Carolina and governed by the Department of the State Treasurer. This program provides benefits to eligible employees who become continuously unable to perform the duties of their usual occupation due to a mental or physical incapacity while actively employed. The DIP-NC program is provided at no cost to eligible employees. The University pays the full cost for this program.

Body

The Disability Income Plan of North Carolina (DIP-NC) is sponsored by the State of North Carolina and governed by the Department of the State Treasurer. This program provides benefits to eligible employees who become continuously unable to perform the duties of their usual occupation due to a mental or physical incapacity while actively employed. The DIP-NC program is provided at no cost to eligible employees. The University pays the full cost for this program.


Short-Term Disability

Permanent employees working 75% time or more (30 hours or more per week) are covered under the North Carolina Short Term Disability Income Plan benefit at no cost after one year of membership in TSERS or participation in ORP.

  • Benefits are equal to 50% of your annual base rate of compensation up to a maximum of $3,000/month
  • Short Term Disability is payable for a period not to exceed 365 days
  • There is a 60-day waiting period before benefits become payable
  • Short-term benefits may be extended for as many as 365 days beyond the short-term period, in cases where the disability continues to be temporary and likely to end during the extended period

Information on this program can be found in the N.C. Teachers and State Employees Retirement System handbook. See the link to your right.


Long-Term Disability

Permanent employees working 75% time or more (30 hours or more per week) are covered under the North Carolina Long Term Disability Income Plan after five* years of participation in TSERS or ORP at no cost.

  • Benefits are equal to 65% of your annual base rate of compensation up to a maximum of $3,900/month.
  • If approved, the benefit continues as long as you remain permanently disabled and until you qualify for a unreduced service retirement.

Information on this program can be found in the N.C. Teachers and State Employees Retirement handbook. See the link to your right.

*May be different for employees with prior state service


Additional Resources

Disability Income Plan 

Details

Details

Article ID: 145979
Created
Sun 8/21/22 4:48 PM
Modified
Mon 8/22/22 7:01 PM